Track a debt, transparently.

Record debts and payments, apply monthly-compound interest with a full rate history, and share a live public link. Sign in to create one.

Update the interest rate any time — old rates are kept and applied to the periods they were in effect.

Owner manages everything. Debtors request payments & new debts for approval. Viewers watch.

Share a read-only dashboard with anyone — balance, full history, and current rate.